Setting up a trust is only the first step in a comprehensive estate plan. The real value of a trust is only realized once assets are properly transferred into it. In New Jersey, understanding how to fund a trust is essential to ensure that the trust operates effectively and fulfills its intended role. Without appropriate funding, a trust remains an empty shell, offering little to no protection for the assets it was created to manage. Funding a trust involves legally changing ownership of assets so they are controlled by the trust rather than the individual. Each asset class—such as real…
Author: Joe
After an accident or injury in Oklahoma, receiving a settlement offer from an insurance company may feel like progress. But what happens if that offer doesn’t seem fair or doesn’t come close to covering your medical bills, lost wages, or long-term needs? If you’re not happy with settlement offer, you’re not alone—and you have the right to take action before signing anything. In this guide,a settlement offer means, why it may be lower than expected, and the steps you can take if the offer doesn’t meet your needs. Understanding your rights and options can help you make informed decisions about…
When companies with international branches want to move employees from one country to another, they often rely on a specific type of visa to make it happen. That visa is called the L1. Many people ask about the L1-visa global talent transfer process, especially in cities like Miami, where international business plays a large role. This blog explains what the L1 visa is, how it works, and what steps companies and employees need to follow to complete the transfer successfully. Whether you’re an employee seeking a transfer or a business considering moving staff to your U.S. office, understanding the L1…
Understanding Georgia State DUI Laws Driving under the influence (DUI) laws in Georgia are strict and apply equally to college students, including those attending Georgia State University. Under Georgia law, a DUI charge can result from operating a vehicle with a blood alcohol concentration (BAC) of 0.08% or higher for adults over 21, or any detectable amount for individuals under 21. Georgia State DUI penalties can escalate based on age, BAC level, and prior offenses. For students under the legal drinking age, Georgia imposes a zero-tolerance policy. A BAC of just 0.02% can lead to a DUI charge. This lower…
Understanding How Insurance Determines a Total Loss When a vehicle is involved in a serious accident in Bloomington, IL, the insurance company evaluates whether repairing it is economically practical. A car is typically considered a “total loss” if the cost to repair it exceeds a certain percentage of its actual cash value (ACV), often around 70–80%, though this threshold can vary by insurer and state guidelines. Adjusters assess the vehicle’s pre-accident market value, factoring in mileage, age, condition, and comparable local sales. They also estimate repair costs using body shop assessments. If repairs are too expensive relative to the car’s…